Rewards 660 Visa® Card

  • Rewards 660 Visa® Card
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    Issued by Dakota State Bank
    Card Type: Poor Credit
    Intro APR: None
    APR on Purchases: 19.92%
    Annual Fee: $48
    Application Fee: $97+ $95

    Card Features and Benefits
    • $300 Starting Credit Limit. No Fee Credit Limit Increases. Maximum $2,000 Credit Limit After Increases!
    • Bad Credit? No Credit? Why This Card? Because You Can Increase Your Credit Limit to as Much as $2,000 with Good Perfomaance Over Time!
    • Do You make $1,500 a Month? Can You Prove It? Then You May Qualify!
    • Can You Make a $70 Monthly Payment? Can You Prove It? Then You may Qualify!
    • Initial Payment of $40 Required Before Account Can Be Used
    • After Your $40 Payment Has Cleared and Posted to Your Account, Your Available Credit Will Be $90
    • Important Notice: This Offer is for an Unsecured Credit Card. If Your Application is Approved, We Will Make Loans to You From the Credit Line. As With Any Loan, We Will Evaluate Your Willingness and Ability to Repay Our Loans in Accordance With the Published Terms and Conditions.
    The Rewards 660 Visa® Card, issued by Dakota State Bank, is a credit card designed for those with poor credit who would like an unsecured credit card.

    The main benefit of this unsecured credit card is that it reports to the TransUnion and Equifax credit bureaus. This is a rare opportunity for those with poor credit who would otherwise only qualify for secured or prepaid cards, which often do not report to credit bureaus or charge fees to report to credit bureaus.

    The annual fee applied to new accounts is $48. There is also an account set-up fee of $97, a one time program fee of $95, and a monthly maintenance fee of $10, which amounts to $120 per year. The total amount of standard fees (not including penalty or default fees) is $360 for the first year.

    This card does have an above average interest rate for purchases, but those cardholders who can pay their monthly balances in full will be able to avoid the high rate while still taking advantage of having their card reported to TransUnion and Equifax.

    Therefore, those who can pay their balances in full, want an unsecured credit card, and do not mind paying the various fees may find the Rewards 660 Visa® Card to be beneficial.

    Review date: 2008-08-01 00:00:00

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