IberiaBank Visa® Gold Cash Back Rewards Card

  • IberiaBank Visa® Gold Cash Back Rewards Card
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    Issued by IberiaBank
    Card Type: Reward - Cash
    Intro APR: 1.99%
    APR on Purchases: 9.25%, 12.25%, or 15.25%*
    Annual Fee: $0
    Application Fee: n/app

    Card Features and Benefits
    • No annual membership fee
    • Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
    • Earn 1% in cash back credit on all qualifying purchases
    • No limit on cash back; no expiration date on eligibility for accounts in good standing
    • Travel accident coverage up to $500,000
    • Online access to credit card account information
    The IberiaBank Visa® Gold Cash Back Rewards Card, issued by IberiaBank, is designed for those with good credit who would like to take advantage of the cash rewards program.

    Through the rewards program, cardholders earn a 1% cash back credit on all qualifying purchases. There is no limit to the amount of rebates cardholders may earn, and rebates do not expire for the life of the account.

    The card has no annual fee and the interest rate for purchases is reasonably low for a rewards card (for those who qualify). Plus, the card offers a low introductory rate on balance transfers submitted during the first three months for the first six months of membership.

    In addition to the cash rebate, cardholders have access to common gold benefits, such as up to $500,000 in travel accident insurance, lost and stolen card reporting, and various online account services.

    Therefore, those who qualify for the lowest rate offered, do not want to pay an annual fee, and plan to take advantage of the cash rebate program will benefit most from what the IberiaBank Visa® Gold Cash Back Rewards Card has to offer.

    Review date: 2010-05-07 00:00:00

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