IberiaBank Visa® Classic Card

  • IberiaBank Visa® Classic Card
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    Issued by IberiaBank
    Card Type: Regular
    Intro APR: 1.99%
    APR on Purchases: 7.25%, 10.25%, or 13.25%*
    Annual Fee: $0
    Application Fee: n/app

    Card Features and Benefits
    • No Annual Membership Fee
    • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
    • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
    • Online Access to Credit Card Account Information
    The IberiaBank Visa® Classic Card, issued by IberiaBank, is designed for those with average credit who may occasionally carry a balance.

    The card has no annual fee and offers a low introductory rate that can be applied towards balance transfers for the first six months. Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

    Therefore, those who are looking for an average credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

    Review date: 2009-08-20 00:00:00

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