The Capital One® Standard Platinum card is designed for those who have an average credit history and is a great choice if you want a card with no annual fee and no balance transfer fees.

The card does have an interest rate that is slightly above average for purchases and balance transfers; however, there is a 0% APR on purchases until December 2008. This card also has no annual fee as well as no balance transfer fees.

In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who have average credit and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card has to offer.